Journey’s Way: Resources & Programs for People +
a division of Intercommunity Action, Inc.
2015 Performance Data
Housing Counseling Program
Demographic Information
Race & Ethnicity | |
---|---|
105 | African American |
1 | Hispanic |
120 | White |
5 | Mixed/Other |
Income Levels | |
---|---|
139 | Extremely Low Income |
63 | Very Low Income |
20 | Low Income |
9 | Moderate or higher Income |
All clients were aged 55 and over and resided in the City of Philadelphia. No clients reported limited English proficiency.
Units of Service
Group Education | |
---|---|
18 | Completed financial literacy workshops |
30 | Completed other group education workshop |
One-on-one Counseling | |
---|---|
9 | Homeless assistance |
22 | Rental Topics |
4 | Prepurchase/Homebuying |
34 | Home Maintenance & Financial Management |
12 | Reverse Mortgage |
102 | Resolving or Preventing Mortgage Delinquency or Default |
Impact & Scope of One-on-one Counseling, by household | |
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1 | Received both one-on-one and group counseling |
3 | Received information on fair housing, fair lending, and/or accessibility rights |
3 | Counselor developed a sustainable household budget through the provision of financial management and/or budget services |
1 | Improved their financial capacity (e.g. increased discretionary income, decreased debt load, increased savings, increased credit score) after receiving Housing Counseling services. |
7 | Gained access to resources to help them improve their housing situation (e.g. down payment assistance, rental assistance, utility assistance, etc.) after receiving Housing Counseling services. |
3 | Gained access to non-housing resources (e.g. social services programs, legal services, public benefits such as Social Security or Medicaid, etc.) after receiving Housing Counseling services. |
1 | Homeless or potentially homeless obtained temporary or permanent housing after receiving Housing Counseling services. |
1 | Received rental counseling and avoided eviction after receiving Housing Counseling services. |
3 | Received rental counseling and improved living conditions after receiving Housing Counseling services. |
1 | Received prepurchase/homebuying counseling and purchased housing after receiving Housing Counseling services. |
1 | Received reverse mortgage counseling and obtained a Home Equity Conversion Mortgage (HECM) after receiving Housing Counseling services. |
3 | Received non-delinquency post-purchase counseling that were able to improve home conditions or home affordability after receiving Housing Counseling services. |
23 | Prevented or resolved a mortgage default after receiving Housing Counseling services. |